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One-Month Free Cover Offer

AXA Health is offering eligible new individual customers one month of free insurance cover on selected private medical insurance plans, subject to the terms and conditions below.

The promotion applies to eligible policies with a start date between 14 September 2026 and 13 November 2026, inclusive.

Customers can benefit from the offer as follows:

Annual payment: Pay for 11 months of cover and receive one month free, while retaining the applicable 5% annual payment discount.
Monthly payment: Receive the fourth month's premium free, subject to the policy's payment terms.

Eligibility Criteria

To qualify for the promotion, customers must:

Be aged 18 or over at the time of purchase.
Be a new AXA Health customer and not have held an AXA PPP or AXA Health plan during the preceding three months.
Purchase an eligible policy through an authorised AXA Health broker during the promotional period.
Have a policy start date between 14 September 2026 and 13 November 2026, inclusive.

Eligible Plans

The promotion is available on the following eligible plans, including child-only policies where permitted:

Personal Health
Health for You
inSpire Health Plan

Why choose the inSpire health plan?

With inSpire health insurance you’ll get fast access to the leading experts at Spire Healthcare, including GPs and physiotherapists (subject to availability). You’ll also be supported with exclusive member benefits, including:

Fast track appointments service: helps you to find a specialist and get seen quickly after GP referral.

Health at hand: 24/7 phone line for information and support from medical professionals.

Working body: quick access to a phone call with a physiotherapist without seeing a GP first.

What are the key benefits of inSpire?

Be seen privately at Spire Healthcare hospitals Competitive premiums Fast access to diagnosis and treatment

Wide range of services (eg GP and physiotherapy) Choice of leading specialists Personalised care tailored to your healthcare needs

What is private health insurance?

Private health insurance offers you quick access to eligible health treatment for new medical conditions that arise after you join; from seeing a specialist for diagnosis to receiving the appropriate care during a stay in hospital.

You'll also be able to choose who you want to be seen by (upon GP referral) and which Spire Hospital you want to be treated at. So you'll have the flexibility to manage your health.

How to apply

Online

To get a quote, please fill in our quick quote form below and we will be in touch.

By phone

Give us a call on 0333 443 2202 to have a chat with one of our friendly UK support

Existing policy holders

Renewals

Please call Clear Health on the number above to renew your policy, or if you have any renewal related questions.

Claims queries

For policies purchased before 31 August 2018: contact April UK on 0203 819 7159 (Monday to Friday 8am-5pm excluding public holidays).

For policies purchased on or after 1 September 2018: contact AXA PPP Healthcare on 0800 056 4864 (Monday to Friday 8am-8pm and Saturday 9am-5pm). We may record and/or monitor calls.

The Clear Health Group Ltd trading as Clear Health, is authorised and regulated by the Financial Conduct Authority (FCA) number 788316, Company No. 10870527. Registered office: Unit 9, St Stephen's Court, St Stephen's Road, Bournemouth,BH2 6LA

Spire Healthcare Limited is introducing Spire customers to Clear Health to offer inSpire Health Plans. Spire Healthcare Limited is an Introducer Appointed Representative of the Clear Health Group Ltd.

inSpire Health Plans are underwritten by AXA PPP Healthcare Limited. AXA PPP Healthcare Limited is authorised by the Prudential Regulation Authority and regulated by the Finance Conduct Authority and the Prudential Regulation Authority. Registered in England number 3148119. Registered office: AXA PPP Healthcare, 20 Gracechurch Street, London, EC3V 0BG.

^ Terms and Conditions

The offer is limited to one free month per policy.
The promotion cannot be combined with any other offer unless expressly permitted by AXA Health.
The offer is non-transferable and has no cash alternative.
The policy must be purchased through an authorised broker.
AXA Health reserves the right to amend, suspend or withdraw the promotion at any time, subject to applicable law and any existing contractual rights.

Data Protection and Liability

Personal information will be processed as necessary to administer the promotion, in accordance with applicable data protection legislation, including the Data Protection Act 2018 and UK GDPR.

AXA Health accepts no liability for losses arising in connection with the promotion except where liability cannot lawfully be excluded or limited.

These terms are governed by the laws of England and Wales, and the courts of England and Wales shall have jurisdiction, subject to applicable law.

Regulatory and Company Information

Clear Health

Registered office: Floor 1, Wilson House, 2 Lorne Park Road, Bournemouth, BH1 1JN.

Clear Health is authorised and regulated by the Financial Conduct Authority (FCA registration number 788316) and is registered in England and Wales under company number 10870527.

AXA Health and inSpire Health Plans

AXA PPP healthcare Group Limited, registered in England and Wales under company number 3148119.

The promoter of the one-month free cover AXA PPP Healthcare Group Limited, company number 03148346, with its registered office at 20 Gracechurch Street, London, EC3V 0BG.

AXA PPP Healthcare Group Limited is a service company to AXA Health. Both form part of the AXA Group.

Address

The Clear Health Group Ltd
Unit 9, St Stephen's Court
St Stephen's Road
Bournemouth
Dorset
BH2 6LA

Contact

0333 443 2202

inSpire private health insurance